Rotterdam Finance

Turning raw transaction data into strategic executive intelligence.

About us, our Mission & Vision

Rotterdam Finance is a bespoke financial consultancy dedicated to the structural integrity and growth of the modern enterprise. We act as the bridge between complex data and executive decision-making, providing high-growth SMEs and agencies with the sophisticated oversight typically reserved for global corporations.Our daily Mission is to empower business leaders with the clarity of institutional-grade financial management. We believe that an entrepreneur’s greatest asset is their focus; therefore, we work to dismantle the administrative friction of daily operations. By transforming raw transaction data into strategic intelligence, we provide you with the freedom to lead and the absolute confidence to grow.Looking forward, our Vision is to define the future of executive-level financial partnership. We strive to be the gold standard for operational efficiency, creating a landscape where business owners are never more than a glance away from total fiscal certainty. Through the seamless integration of precision-led expertise and evolving technology, we ensure your capital remains protected and your trajectory remains upward.

Automatised Bill Pay

We serve as the rigorous filter between your bank account and your vendors. Every invoice your business receives is intercepted and processed through our verification engine. We don't just record bills; we audit them for accuracy, checking for price discrepancies or duplicate charges before they are logged.We build a customized disbursement calendar that prioritizes payments based on your cash position. This ensures you never pay a bill too early (losing liquidity) or too late (incurring fees). You receive a secure, organized "Batch Approval" list, allowing you to stay in total control of your capital with zero administrative effort.

Privacy Policy

Rotterdam Finance respects the privacy of our clients and all third parties whose data we process in the course of our professional engagements. We are committed to ensuring that your data is handled with the highest degree of security and transparency, in full compliance with the General Data Protection Regulation (GDPR) and the Dutch Uitvoeringswet AVG.1. What personal data we collectWe limit our data collection strictly to the information required to execute our financial oversight and liquidity forecasting services. This primarily includes identification and contact information such as names, business addresses, and email details. Furthermore, we process financial and tax information derived from your bank statements, vendor invoices, and historical payment records to build the proprietary models that sustain your business operations.2. How we collect your dataThe majority of the data we hold is obtained directly from you during our professional engagement. This occurs through the secure transmission of bank statements and invoice documentation. We may also collect publicly available information, such as your Chamber of Commerce (KvK) registration details, to ensure our records remain accurate and compliant with Dutch regulatory standards.3. Why we process your personal data
Our processing activities are anchored in the performance of our service agreement and the fulfillment of our legal obligations. We transform raw data into strategic intelligence, such as weekly liquidity reports and tax-ready expense mapping. This proactive management allows us to identify operational inefficiencies, such as subscription leakage, while ensuring your firm remains perpetually prepared for statutory reporting and external audits.4. Legal grounds for processingRotterdam Finance processes personal data only when a valid legal basis exists. This is typically established through the execution of our contract with you. Additionally, we process data to comply with statutory obligations, such as the Dutch Anti-Money Laundering and Anti-Terrorist Financing Act (Wwft). We also maintain a legitimate interest in securing and managing our systems to provide our services as efficiently and safely as possible.5. How long we retain your dataWe do not process your personal data for longer than is necessary to achieve the purposes stated in this agreement. In accordance with the Dutch Rijksbelastingwet, certain financial records must be retained for a statutory period of seven years. Upon the conclusion of this period or the termination of our engagement, your data is either securely returned to you or permanently purged from our systems.6. Security of your personal dataProtecting your data against unauthorized access or loss is our highest priority. We have implemented appropriate technical and organizational security measures, including the use of encrypted, password-protected environments for all client workbooks. Our proprietary models are housed within secure systems reinforced by multi-factor authentication, ensuring that your financial intelligence remains entirely confidential.7. Your rightsUnder the GDPR, you possess several rights regarding your personal data. You have the right to obtain a copy of the information we hold, to request the rectification of any inaccuracies, and, under certain conditions, to request the erasure or restriction of your data. Should you wish to exercise these rights or if you have any questions regarding our data stewardship, we invite you to contact us directly through our designated communication channels.8. Web Analytics and Digital IntelligenceTo continuously refine the user experience and monitor the effectiveness of our digital presence, Rotterdam Finance utilizes Google Analytics 4 (GA4). This service provides us with aggregated, pseudonymous insights into how visitors interact with our site.In accordance with our privacy-first methodology, we have configured GA4 to operate without the logging or storage of IP addresses for users within the European Union. These analytical tools utilize first-party cookies to distinguish unique users and sessions; however, no personally identifiable information (PII) is transmitted to Google. You may elect to disable these cookies through your browser settings or by utilizing the Google Analytics Opt-out Browser Add-on. By continuing to navigate our site, you acknowledge the processing of data by Google in the manner and for the purposes set out above.

Monthly Subscription Audit

Capital often vanishes through "ghost" subscriptions that are buried deep within monthly transactions. We perform a line-item forensic audit of your historical bank statements. Our system uses logic-based pattern recognition to identify every recurring charge and hidden service fee.Because we work directly from your statements, we see the ground truth of where your money goes. We categorize these expenses by ROI and provide a "Cancel/Keep" report. This turns wasted overhead back into liquid profit, often saving you enough to pay for our entire service.

Weekly Cash-Flow Snapshot

We transform static bank statements into a dynamic executive dashboard. By reconciling your current statement balances with your expected upcoming invoices, we provide a 7-day forecast of your liquidity.Using our Proprietary Liquidity Models, we calculate your "Net Position." You get a 3-line intelligence brief every Friday. This gives you the clarity to make leadersh

Professional Invoice Follow-up

We transform your bank statements into a structured financial asset. Every single line item on your statement is mapped to a specific, tax-compliant category the moment we receive it.Our engine uses a standardized Chart of Accounts to ensure that every Euro spent is correctly classified. By the time tax season arrives, your data is already "scrubbed" and perfectly formatted. This eliminates the "missing receipt" hunt and drastically reduces the billable hours you would otherwise spend on expensive external accountants.

Weekly Expense Categorization

We treat your Accounts Receivable as a high-priority asset. By cross-referencing your issued invoices against your statement deposits, we monitor exactly who has paid and who is lagging.If a deposit hasn't appeared on your statement by the due date, our system triggers a professional, branded follow-up. We act as your "Professional Buffer," ensuring your cash flow remains uninterrupted while you maintain a friendly, high-level relationship with your clients.

Compliance & Identity

Corporate IdentificationRotterdam Finance is a registered trade name in the Netherlands, formally incorporated under Chamber of Commerce (KVK) number [Number] and VAT identification [Number]. We operate as a professional financial boutique from our registered office in Rotterdam, providing strategic oversight and liquidity modeling services in full compliance with Dutch commercial and tax regulations.Integrity & Compliance (Wwft)Our firm strictly adheres to the Money Laundering and Terrorist Financing Prevention Act (Wwft). We maintain a zero-tolerance policy regarding financial impropriety and perform mandatory identity verification and UBO checks for all client engagements. In accordance with Dutch law, unusual transactions or patterns identified during our modeling processes are subject to statutory reporting to the Financial Intelligence Unit (FIU) of the Netherlands.Data Stewardship (AVG/GDPR)We act as a committed steward of your corporate intelligence under the General Data Protection Regulation (GDPR) and the Dutch AVG. All financial data is processed within secure, encrypted local environments protected by multi-factor authentication. A formal Data Processing Agreement (Verwerkersovereenkomst) is a standard prerequisite for all engagements, ensuring your data is handled with institutional-grade security and never shared with third parties without explicit authorization.Professional StandardsThe liquidity forecasts and "Cash Flash" reports provided by Rotterdam Finance are management tools for strategic decision-making and do not constitute formal investment or legal advice under the Financial Supervision Act (Wft). Our services are designed to complement, not replace the functions of your statutory tax accountant or auditor. We focus on internal financial architecture and audit-readiness, while final regulatory filings remain the responsibility of the client.Professional CertificationsOur financial oversight is underpinned by recognized industry standards and a commitment to continuous professional development. Rotterdam Finance holds active certifications in [Certification 1] and [Certification 2], ensuring our modeling techniques and strategic advice align with current global best practices. These credentials serve as a guarantee of the technical rigor and ethical standards applied to every liquidity forecast and financial architecture we construct for our clients.